
Urban Institute study makes the case for a 100% LTV FHA mortgage
A new study from the Urban Institute concludes that the Federal Housing Administration (FHA) could offer zero-down payment mortgages to first-time homebuyers without significantly increasing default risk or endangering its insurance fund. “Allowing zero-down payment mortgages would level the playing

A start-up with a deep tech pedigree launches AI to train the trades
For a decade and a half coming out of the Global Financial Crisis and housing crash of the 20-oughts, a shortage of skilled labor has bedeviled homebuilders and their ecosystem of stakeholders, stalling projects, driving up costs and growing worse as skilled front-liners age out of their roles on jo

AI paralysis is real. Here’s how to move past it
The conversation around artificial intelligence has reached a tipping point. For many professionals, the barrier is no longer skepticism. It’s saturation. AI is everywhere. Headlines, product demos, internal meetings and daily workflows. And yet, despite constant exposure, a large number of people r

New research: Homebuyers value digital mortgage solutions
High rates and low inventories have beleaguered homebuyers for far too long. At a time when they should be exhilarated at the prospect of making their homeownership dreams come true, many instead feel stressed out, frustrated and uncertain as they face sticker shock, rate volatility, bidding wars, n
